2026 Medicare Advantage plans in Tipton, TN
35 plans open to everyone with Medicare, 20 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
Plan Atlas is an independent website. It is not connected with or endorsed by the U.S. government or the federal Medicare program, and it does not sell insurance.
Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Courage (HMO)HealthSpring · H4513-033-0 · HMO | $0 | $3,900 | no drug coverage | ★★★★½ 4.5 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · H5521-279-0 · PPO | $0 | $8,200 | no drug coverage | ★★★★½ 4.5 |
| HealthSpring Preferred Savings (HMO)HealthSpring · H4513-068-2 · HMO | $0 | $6,750 | $300 | ★★★★½ 4.5 |
| HealthSpring Preferred (HMO)HealthSpring · H4513-049-4 · HMO | $0 | $5,100 | $200 | ★★★★½ 4.5 |
| AARP Medicare Advantage from UHC TN-0002 (PPO)UnitedHealthcare · H2001-094-0 · PPO | $0 | $5,900 | $440 | ★★★★½ 4.5 |
| Aetna Medicare Value Plus (HMO)Aetna Medicare · H3146-012-0 · HMO | $15.10 | $6,750 | $615 | ★★★★½ 4.5 |
| HealthSpring Primary (HMO)HealthSpring · H4513-053-0 · HMO | $17.70 | $5,000 | $615 | ★★★★½ 4.5 |
| Humana Value Plus H7617-088 (PPO)Humana · H7617-088-0 · PPO | $27.70 | $4,900 | $615 | ★★★★½ 4.5 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare · H5521-501-0 · PPO | $27.70 | $6,750 | $615 | ★★★★½ 4.5 |
| HealthSpring Premier (HMO-POS)HealthSpring · H4513-036-0 · HMO-POS | $45 | $6,150 | $250 | ★★★★½ 4.5 |
| BlueAdvantage Freedom (PPO)BlueCross BlueShield of Tennessee · H7917-039-0 · PPO | $0 | $3,200 | no drug coverage | ★★★★ 4.0 |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcare · H5253-113-0 · HMO-POS | $0 | $3,900 | no drug coverage | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC TN-0003 (HMO-POS)UnitedHealthcare · H5253-081-0 · HMO-POS | $0 | $5,400 | $440 | ★★★★ 4.0 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcare · H5253-121-0 · HMO-POS | $0 | $6,700 | $600 | ★★★★ 4.0 |
| DEVOTED CORE 004 TN (HMO)Devoted Health · H7605-004-0 · HMO | $0 | $4,900 | $375 | ★★★★ 4.0 |
| DEVOTED GIVEBACK 005 TN (HMO)Devoted Health · H7605-005-0 · HMO | $0 | $6,700 | $605 | ★★★★ 4.0 |
| BlueAdvantage Garnet (PPO)BlueCross BlueShield of Tennessee · H7917-033-0 · PPO | $0 | $4,900 | $250 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC TN-0004 (HMO-POS)UnitedHealthcare · H5253-082-0 · HMO-POS | $19 | $3,800 | $340 | ★★★★ 4.0 |
| BlueAdvantage Extra (PPO)BlueCross BlueShield of Tennessee · H7917-041-0 · PPO | $27.60 | $5,100 | $615 | ★★★★ 4.0 |
| BlueAdvantage Ruby (PPO)BlueCross BlueShield of Tennessee · H7917-012-0 · PPO | $89 | $3,850 | $250 | ★★★★ 4.0 |
| BlueAdvantage Diamond (PPO)BlueCross BlueShield of Tennessee · H7917-009-0 · PPO | $157 | $2,975 | $250 | ★★★★ 4.0 |
| HumanaChoice R0110-017 (Regional PPO)Humana · R0110-017-0 · Regional PPO | $0 | $4,650 | no drug coverage | ★★★½ 3.5 |
| Humana USAA Honor Giveback (PPO)Humana · H5216-235-0 · PPO | $0 | $3,400 | no drug coverage | ★★★½ 3.5 |
| Humana Value Plus H5216-180 (PPO)Humana · H5216-180-0 · PPO | $27.70 | $4,900 | $615 | ★★★½ 3.5 |
| HumanaChoice H5216-097 (PPO)Humana · H5216-097-0 · PPO | $55 | $8,850 | $590 | ★★★½ 3.5 |
| HumanaChoice R0110-018 (Regional PPO)Humana · R0110-018-0 · Regional PPO | $86 | $6,500 | $590 | ★★★½ 3.5 |
| Wellcare Patriot Giveback (HMO-POS)Wellcare · H1416-061-0 · HMO-POS | $0 | $4,800 | no drug coverage | ★★★ 3.0 |
| Wellcare Giveback (HMO-POS)Wellcare · H1416-079-0 · HMO-POS | $0 | $6,700 | $615 | ★★★ 3.0 |
| HealthSpring True Choice (PPO)HealthSpring · H7849-153-0 · PPO | $0 | $7,500 | $250 | ★★★ 3.0 |
| Wellcare Simple (HMO-POS)Wellcare · H1416-077-0 · HMO-POS | $0 | $4,800 | $615 | ★★★ 3.0 |
| Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · H5828-014-0 · HMO-POS | $0 | $5,200 | $200 | ★★★ 3.0 |
| Wellpoint Extra Help (HMO-POS)Wellpoint · H5828-008-0 · HMO-POS | $0 | $9,000 | $390 | ★★★ 3.0 |
| Wellpoint Medicare Advantage (HMO-POS)Wellpoint · H5828-013-0 · HMO-POS | $19 | $6,750 | $200 | ★★★ 3.0 |
| Wellcare Assist (HMO-POS)Wellcare · H1416-083-0 · HMO-POS | $23.90 | $4,800 | $615 | ★★★ 3.0 |
| Wellcare Assist (HMO-POS)Wellcare · H1416-042-0 · HMO-POS | $27.70 | $4,800 | $615 | ★★★ 3.0 |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · H4513-034-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★½ 4.5 |
| American Health Advantage of Tennessee (HMO I-SNP)American Health Advantage of Tennessee · H7779-001-0 · HMO I-SNP | $27.70 | $9,250 | $615 | ★★★★½ 4.5 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP)BlueCross BlueShield of Tennessee · H7917-045-0 · PPO C-SNP | $0 | $6,700 | $250 | ★★★★ 4.0 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP)UnitedHealthcare · H5253-193-1 · HMO-POS C-SNP | $0 | $6,700 | $355 | ★★★★ 4.0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · H4461-042-0 · HMO C-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| DEVOTED C-SNP PREMIUM 016 TN (HMO C-SNP)Devoted Health · H7605-016-0 · HMO C-SNP | $24.10 | $5,200 | $615 | ★★★★ 4.0 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)BlueCross BlueShield of Tennessee · H7917-046-0 · PPO C-SNP | $27.70 | $6,700 | $615 | ★★★★ 4.0 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP)UnitedHealthcare · H5253-194-1 · HMO-POS C-SNP | $27.70 | $6,700 | $615 | ★★★★ 4.0 |
| Humana Together in Health (PPO I-SNP)Humana · H5216-416-0 · PPO I-SNP | $0 | $9,250 | $615 | ★★★½ 3.5 |
| UHC Dual Complete TN-S001 (HMO-POS D-SNP)UnitedHealthcare · H0251-002-0 · HMO-POS D-SNP | $19.10 | $9,250 | $615 | ★★★½ 3.5 |
| BlueCare Plus (HMO D-SNP)BlueCare Plus Tennessee · H3259-001-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcare · H0251-008-0 · HMO-POS D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| BlueCare Plus Choice (HMO D-SNP)BlueCare Plus Tennessee · H3259-002-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| BlueCare Plus Select (HMO D-SNP)BlueCare Plus Tennessee · H3259-003-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| UHC Dual Complete TN-Y001 (HMO-POS D-SNP)UnitedHealthcare · H0251-004-0 · HMO-POS D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| Humana Together in Health Select (PPO I-SNP)Humana · H5216-453-0 · PPO I-SNP | $138 | $4,900 | $300 | ★★★½ 3.5 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP)Wellpoint · H5828-018-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Wellpoint Full Dual Advantage (HMO D-SNP)Wellpoint · H5828-002-0 · HMO D-SNP | $1.90 | $9,250 | $615 | ★★★ 3.0 |
| Wellcare Dual Access (HMO-POS D-SNP)Wellcare · H1416-035-0 · HMO-POS D-SNP | $24.20 | $9,250 | $615 | ★★★ 3.0 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP)Wellpoint · H5828-001-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★ 3.0 |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Basic Rx Plan (PDP)Humana · S5884-106-0 · Part D | $0 | – | $615 | ★★★ 3.0Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-147-0 · Part D | $3.60 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-071-0 · Part D | $3.70 | – | $615 | ★★★½ 3.5Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-191-0 · Part D | $37.70 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-357-0 · Part D | $63.20 | – | $615 | ★★ 2.0Part D rating |
| BlueRx Essential (PDP)BlueRx (PDP) · S1030-006-0 · Part D | $76.20 | – | $615 | ★★½ 2.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-362-0 · Part D | $77.50 | – | $615 | ★★½ 2.5Part D rating |
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-220-0 · Part D | $87.20 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-024-0 · Part D | $97.30 | – | $615 | ★★★ 3.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-158-0 · Part D | $108.60 | – | $0 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-393-0 · Part D | $119.30 | – | $130 | ★★ 2.0Part D rating |
| BlueRx Enhanced Plus (PDP)BlueRx (PDP) · S1030-001-0 · Part D | $129.50 | – | $150 | ★★½ 2.5Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Tipton, TN for 2026?
55 Medicare Advantage and Special Needs plans are offered in Tipton, TN for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Tipton, TN?
Yes – 13 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Tipton, TN have the highest star ratings?
HealthSpring Courage (HMO) (4.5 stars); Aetna Medicare Eagle Giveback (PPO) (4.5 stars); HealthSpring Preferred Savings (HMO) (4.5 stars); HealthSpring Preferred (HMO) (4.5 stars).