2026 Medicare Advantage plans in Shelby, TN
44 plans open to everyone with Medicare, 29 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · H5521-279-0 · PPO | $0 | $8,200 | no drug coverage | ★★★★½ 4.5 |
| HealthSpring Courage (HMO)HealthSpring · H4513-033-0 · HMO | $0 | $3,900 | no drug coverage | ★★★★½ 4.5 |
| HealthSpring Preferred Savings (HMO)HealthSpring · H4513-068-2 · HMO | $0 | $6,750 | $300 | ★★★★½ 4.5 |
| HealthSpring Preferred (HMO)HealthSpring · H4513-049-4 · HMO | $0 | $5,100 | $200 | ★★★★½ 4.5 |
| Aetna Medicare Signature Care (PPO)Aetna Medicare · H5521-502-0 · PPO | $0 | $6,750 | $615 | ★★★★½ 4.5 |
| AARP Medicare Advantage from UHC TN-0002 (PPO)UnitedHealthcare · H2001-094-0 · PPO | $0 | $5,900 | $440 | ★★★★½ 4.5 |
| Aetna Medicare Value Plus (HMO)Aetna Medicare · H3146-012-0 · HMO | $15.10 | $6,750 | $615 | ★★★★½ 4.5 |
| HealthSpring Primary (HMO)HealthSpring · H4513-053-0 · HMO | $17.70 | $5,000 | $615 | ★★★★½ 4.5 |
| Humana Value Plus H7617-088 (PPO)Humana · H7617-088-0 · PPO | $27.70 | $4,900 | $615 | ★★★★½ 4.5 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare · H5521-501-0 · PPO | $27.70 | $6,750 | $615 | ★★★★½ 4.5 |
| HealthSpring Premier (HMO-POS)HealthSpring · H4513-036-0 · HMO-POS | $45 | $6,150 | $250 | ★★★★½ 4.5 |
| Aetna Medicare Enhanced (HMO)Aetna Medicare · H3146-046-0 · HMO | $63 | $5,900 | $615 | ★★★★½ 4.5 |
| BlueAdvantage Freedom (PPO)BlueCross BlueShield of Tennessee · H7917-039-0 · PPO | $0 | $3,200 | no drug coverage | ★★★★ 4.0 |
| Humana USAA Honor Giveback (HMO)Humana · H4461-004-0 · HMO | $0 | $3,750 | no drug coverage | ★★★★ 4.0 |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcare · H5253-113-0 · HMO-POS | $0 | $3,900 | no drug coverage | ★★★★ 4.0 |
| DEVOTED CORE 004 TN (HMO)Devoted Health · H7605-004-0 · HMO | $0 | $4,900 | $375 | ★★★★ 4.0 |
| Humana Gold Plus H4461-025 (HMO)Humana · H4461-025-0 · HMO | $0 | $4,700 | $615 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC TN-0003 (HMO-POS)UnitedHealthcare · H5253-081-0 · HMO-POS | $0 | $5,400 | $440 | ★★★★ 4.0 |
| BlueAdvantage Garnet (PPO)BlueCross BlueShield of Tennessee · H7917-033-0 · PPO | $0 | $4,900 | $250 | ★★★★ 4.0 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcare · H5253-121-0 · HMO-POS | $0 | $6,700 | $600 | ★★★★ 4.0 |
| DEVOTED GIVEBACK 005 TN (HMO)Devoted Health · H7605-005-0 · HMO | $0 | $6,700 | $605 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC TN-0004 (HMO-POS)UnitedHealthcare · H5253-082-0 · HMO-POS | $19 | $3,800 | $340 | ★★★★ 4.0 |
| BlueAdvantage Extra (PPO)BlueCross BlueShield of Tennessee · H7917-041-0 · PPO | $27.60 | $5,100 | $615 | ★★★★ 4.0 |
| BlueAdvantage Ruby (PPO)BlueCross BlueShield of Tennessee · H7917-012-0 · PPO | $89 | $3,850 | $250 | ★★★★ 4.0 |
| BlueAdvantage Diamond (PPO)BlueCross BlueShield of Tennessee · H7917-009-0 · PPO | $157 | $2,975 | $250 | ★★★★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · H5216-235-0 · PPO | $0 | $3,400 | no drug coverage | ★★★½ 3.5 |
| HumanaChoice R0110-017 (Regional PPO)Humana · R0110-017-0 · Regional PPO | $0 | $4,650 | no drug coverage | ★★★½ 3.5 |
| DEVOTED CHOICE 011 TN (PPO)Devoted Health · H9231-011-0 · PPO | $0 | $5,500 | $375 | ★★★½ 3.5 |
| DEVOTED CHOICE GIVEBACK 012 TN (PPO)Devoted Health · H9231-012-0 · PPO | $0 | $8,300 | $605 | ★★★½ 3.5 |
| Humana Value Plus H5216-180 (PPO)Humana · H5216-180-0 · PPO | $27.70 | $4,900 | $615 | ★★★½ 3.5 |
| HumanaChoice H5216-097 (PPO)Humana · H5216-097-0 · PPO | $55 | $8,850 | $590 | ★★★½ 3.5 |
| HumanaChoice R0110-018 (Regional PPO)Humana · R0110-018-0 · Regional PPO | $86 | $6,500 | $590 | ★★★½ 3.5 |
| Wellcare Patriot Giveback (HMO-POS)Wellcare · H1416-061-0 · HMO-POS | $0 | $4,800 | no drug coverage | ★★★ 3.0 |
| Zing Open Choice TN (PPO)Zing Health · H6876-009-0 · PPO | $0 | $6,350 | $0 | ★★★ 3.0 |
| Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · H5828-014-0 · HMO-POS | $0 | $5,200 | $200 | ★★★ 3.0 |
| HealthSpring True Choice (PPO)HealthSpring · H7849-153-0 · PPO | $0 | $7,500 | $250 | ★★★ 3.0 |
| Wellpoint Extra Help (HMO-POS)Wellpoint · H5828-008-0 · HMO-POS | $0 | $9,000 | $390 | ★★★ 3.0 |
| Wellcare Simple (HMO-POS)Wellcare · H1416-077-0 · HMO-POS | $0 | $4,800 | $615 | ★★★ 3.0 |
| Wellcare Giveback (HMO-POS)Wellcare · H1416-079-0 · HMO-POS | $0 | $6,700 | $615 | ★★★ 3.0 |
| Wellpoint Medicare Advantage (HMO-POS)Wellpoint · H5828-013-0 · HMO-POS | $19 | $6,750 | $200 | ★★★ 3.0 |
| Wellcare Assist (HMO-POS)Wellcare · H1416-083-0 · HMO-POS | $23.90 | $4,800 | $615 | ★★★ 3.0 |
| Wellcare Assist (HMO-POS)Wellcare · H1416-042-0 · HMO-POS | $27.70 | $4,800 | $615 | ★★★ 3.0 |
| Zing Elite Select TN-MS (HMO)Zing Health · H4624-043-0 · HMO | $0 | $3,900 | $0 | ★★½ 2.5 |
| Zing Select Care TN-MS (HMO)Zing Health · H4624-044-0 · HMO | $0 | $4,500 | $0 | ★★½ 2.5 |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · H4513-034-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★½ 4.5 |
| American Health Advantage of Tennessee (HMO I-SNP)American Health Advantage of Tennessee · H7779-001-0 · HMO I-SNP | $27.70 | $9,250 | $615 | ★★★★½ 4.5 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP)UnitedHealthcare · H5253-193-1 · HMO-POS C-SNP | $0 | $6,700 | $355 | ★★★★ 4.0 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP)BlueCross BlueShield of Tennessee · H7917-045-0 · PPO C-SNP | $0 | $6,700 | $250 | ★★★★ 4.0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · H4461-042-0 · HMO C-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP)Humana · H4461-022-0 · HMO D-SNP | $13 | $9,250 | $615 | ★★★★ 4.0 |
| Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP)Humana · H4461-038-0 · HMO D-SNP | $15.20 | $9,250 | $615 | ★★★★ 4.0 |
| DEVOTED C-SNP PREMIUM 016 TN (HMO C-SNP)Devoted Health · H7605-016-0 · HMO C-SNP | $24.10 | $5,200 | $615 | ★★★★ 4.0 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP)UnitedHealthcare · H5253-194-1 · HMO-POS C-SNP | $27.70 | $6,700 | $615 | ★★★★ 4.0 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)BlueCross BlueShield of Tennessee · H7917-046-0 · PPO C-SNP | $27.70 | $6,700 | $615 | ★★★★ 4.0 |
| Humana Together in Health (PPO I-SNP)Humana · H5216-416-0 · PPO I-SNP | $0 | $9,250 | $615 | ★★★½ 3.5 |
| UHC Dual Complete TN-S001 (HMO-POS D-SNP)UnitedHealthcare · H0251-002-0 · HMO-POS D-SNP | $19.10 | $9,250 | $615 | ★★★½ 3.5 |
| BlueCare Plus Select (HMO D-SNP)BlueCare Plus Tennessee · H3259-003-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| UHC Dual Complete TN-Y001 (HMO-POS D-SNP)UnitedHealthcare · H0251-004-0 · HMO-POS D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcare · H0251-008-0 · HMO-POS D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP)Devoted Health · H9231-020-0 · PPO C-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| BlueCare Plus (HMO D-SNP)BlueCare Plus Tennessee · H3259-001-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| BlueCare Plus Choice (HMO D-SNP)BlueCare Plus Tennessee · H3259-002-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★½ 3.5 |
| Humana Together in Health Select (PPO I-SNP)Humana · H5216-453-0 · PPO I-SNP | $138 | $4,900 | $300 | ★★★½ 3.5 |
| Zing Open Choice Diabetes & Heart TN (PPO C-SNP)Zing Health · H6876-007-0 · PPO C-SNP | $0 | $6,350 | $0 | ★★★ 3.0 |
| Abilis Health Community (HMO I-SNP)Abilis Health (HMO SNP) · H2400-002-0 · HMO I-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP)Wellpoint · H5828-018-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Wellpoint Full Dual Advantage (HMO D-SNP)Wellpoint · H5828-002-0 · HMO D-SNP | $1.90 | $9,250 | $615 | ★★★ 3.0 |
| Wellcare Dual Access (HMO-POS D-SNP)Wellcare · H1416-035-0 · HMO-POS D-SNP | $24.20 | $9,250 | $615 | ★★★ 3.0 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP)Wellpoint · H5828-001-0 · HMO D-SNP | $27.70 | $9,250 | $615 | ★★★ 3.0 |
| Abilis Health (HMO I-SNP)Abilis Health (HMO SNP) · H2400-001-0 · HMO I-SNP | $35.90 | $9,250 | $615 | ★★★ 3.0 |
| Zing Select Diabetes & Heart TN-MS (HMO C-SNP)Zing Health · H4624-040-0 · HMO C-SNP | $0 | $4,500 | $0 | ★★½ 2.5 |
| Zing Elite Diabetes & Heart TN-MS (HMO C-SNP)Zing Health · H4624-039-0 · HMO C-SNP | $0 | $4,500 | $0 | ★★½ 2.5 |
| Zing Select Dialysis TN-MS (HMO C-SNP)Zing Health · H4624-042-0 · HMO C-SNP | $0 | $4,950 | $0 | ★★½ 2.5 |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Basic Rx Plan (PDP)Humana · S5884-106-0 · Part D | $0 | – | $615 | ★★★ 3.0Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-147-0 · Part D | $3.60 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-071-0 · Part D | $3.70 | – | $615 | ★★★½ 3.5Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-191-0 · Part D | $37.70 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-357-0 · Part D | $63.20 | – | $615 | ★★ 2.0Part D rating |
| BlueRx Essential (PDP)BlueRx (PDP) · S1030-006-0 · Part D | $76.20 | – | $615 | ★★½ 2.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-362-0 · Part D | $77.50 | – | $615 | ★★½ 2.5Part D rating |
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-220-0 · Part D | $87.20 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-024-0 · Part D | $97.30 | – | $615 | ★★★ 3.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-158-0 · Part D | $108.60 | – | $0 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-393-0 · Part D | $119.30 | – | $130 | ★★ 2.0Part D rating |
| BlueRx Enhanced Plus (PDP)BlueRx (PDP) · S1030-001-0 · Part D | $129.50 | – | $150 | ★★½ 2.5Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Shelby, TN for 2026?
73 Medicare Advantage and Special Needs plans are offered in Shelby, TN for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Shelby, TN?
Yes – 20 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Shelby, TN have the highest star ratings?
Aetna Medicare Eagle Giveback (PPO) (4.5 stars); HealthSpring Courage (HMO) (4.5 stars); HealthSpring Preferred Savings (HMO) (4.5 stars); HealthSpring Preferred (HMO) (4.5 stars).