2026 Medicare Advantage plans in Love, OK

20 plans open to everyone with Medicare, 6 Special Needs Plans and 11 stand-alone drug plans. Sorted by star rating, then premium.

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Medicare Advantage plans

PlanMonthly premiumOut-of-pocket maxDrug deductibleStar rating
Humana USAA Honor Giveback (PPO)Humana · H7617-012-0 · PPO $0 $4,700 no drug coverage ★★★★½ 4.5
HumanaChoice H7617-007 (PPO)Humana · H7617-007-0 · PPO $47 $9,250 $615 ★★★★½ 4.5
AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS)UnitedHealthcare · H5253-205-0 · HMO-POS $0 $6,700 no drug coverage ★★★★ 4.0
Blue Cross Medicare Advantage Basic (HMO)Blue Cross and Blue Shield of Oklahoma · H3979-001-0 · HMO $0 $4,200 $450 ★★★★ 4.0
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS)UnitedHealthcare · H5253-204-0 · HMO-POS $0 $6,700 $440 ★★★★ 4.0
AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS)UnitedHealthcare · H5253-173-0 · HMO-POS $0 $5,900 $355 ★★★★ 4.0
AARP Medicare Advantage from UHC OK-0001 (HMO-POS)UnitedHealthcare · H5253-171-0 · HMO-POS $36 $4,200 $355 ★★★★ 4.0
AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO)UnitedHealthcare · H8768-028-0 · PPO $0 $5,200 no drug coverage ★★★½ 3.5
Humana Gold Choice H8145-126 (PFFS)Humana · H8145-126-0 · PFFS $0 $6,700 no drug coverage ★★★½ 3.5
Humana USAA Honor Giveback (PPO)Humana · H5216-278-1 · PPO $0 $4,700 no drug coverage ★★★½ 3.5
AARP Medicare Advantage from UHC OK-0007 (PPO)UnitedHealthcare · H8768-016-0 · PPO $0 $6,700 $600 ★★★½ 3.5
Aetna Medicare Signature (PPO)Aetna Medicare · H3288-020-0 · PPO $0 $6,750 $300 ★★★½ 3.5
HumanaChoice H5216-337 (PPO)Humana · H5216-337-1 · PPO $0 $5,700 $420 ★★★½ 3.5
AARP Medicare Advantage from UHC OK-0005 (PPO)UnitedHealthcare · H8768-008-0 · PPO $59 $5,900 $600 ★★★½ 3.5
Blue Cross Medicare Advantage Protect (PPO)Blue Cross and Blue Shield of IL, NM, OK, TX · H8634-028-0 · PPO $0 $7,350 no drug coverage ★★★ 3.0
Blue Cross Medicare Advantage Classic (PPO)Blue Cross and Blue Shield of IL, NM, OK, TX · H8634-027-0 · PPO $0 $6,000 $615 ★★★ 3.0
Blue Cross Medicare Advantage Health Choice (PPO)Blue Cross and Blue Shield of IL, NM, OK, TX · H8634-030-0 · PPO $0 $6,550 $615 ★★★ 3.0
Blue Cross Medicare Advantage Dental Premier (PPO)Blue Cross and Blue Shield of IL, NM, OK, TX · H8634-029-0 · PPO $0 $6,900 $615 ★★★ 3.0
Blue Cross Medicare Advantage Balance (PPO)Blue Cross and Blue Shield of IL, NM, OK, TX · H8634-031-0 · PPO $97 $4,500 $450 ★★★ 3.0
Blue Cross Medicare Advantage Optimum (PPO)Blue Cross and Blue Shield of IL, NM, OK, TX · H8634-032-0 · PPO $159 $3,700 $300 ★★★ 3.0

Special Needs Plans

Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.

PlanMonthly premiumOut-of-pocket maxDrug deductibleStar rating
UHC Dual Complete OK-S001 (PPO D-SNP)UnitedHealthcare · H2001-056-0 · PPO D-SNP $28.20 $9,250 $615 ★★★★½ 4.5
UHC Dual Complete OK-V001 (HMO-POS D-SNP)UnitedHealthcare · H5322-033-0 · HMO-POS D-SNP $3.70 $5,900 $615 ★★★★ 4.0
UHC Dual Complete OK-S002 (HMO-POS D-SNP)UnitedHealthcare · H5322-031-0 · HMO-POS D-SNP $16.80 $9,250 $615 ★★★★ 4.0
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)Blue Cross and Blue Shield of OK, TX · H8554-003-0 · HMO D-SNP $5 $9,250 $615 ★★★½ 3.5
Aetna Medicare Dual Care (PPO D-SNP)Aetna Medicare · H3288-053-0 · PPO D-SNP $28.20 $9,250 $615 ★★★½ 3.5
American Health Advantage of Oklahoma (HMO I-SNP)American Health Advantage of Oklahoma · H3708-001-0 · HMO I-SNP $28.20 $9,250 $615 ★★★★ 4.0Part D rating

Prescription drug plans (Part D)

PlanMonthly premiumOut-of-pocket maxDrug deductibleStar rating
Blue Cross MedicareRx Basic (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-015-0 · Part D $0 – $615 ★★ 2.0Part D rating
Humana Basic Rx Plan (PDP)Humana · S5884-144-0 · Part D $0 – $615 ★★★ 3.0Part D rating
Wellcare Value Script (PDP)Wellcare · S4802-156-0 · Part D $5.60 – $615 ★★★½ 3.5Part D rating
Wellcare Classic (PDP)Wellcare · S4802-014-0 · Part D $5.70 – $615 ★★★½ 3.5Part D rating
Humana Value Rx Plan (PDP)Humana · S5884-202-0 · Part D $33.70 – $601 ★★★ 3.0Part D rating
HealthSpring Extra Rx (PDP)HealthSpring · S5617-373-0 · Part D $65.40 – $615 ★★½ 2.5Part D rating
AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-368-0 · Part D $82.40 – $615 ★★ 2.0Part D rating
Humana Premier Rx Plan (PDP)Humana · S5884-169-0 · Part D $108.60 – $0 ★★★ 3.0Part D rating
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-404-0 · Part D $121 – $130 ★★ 2.0Part D rating
HealthSpring Assurance Rx (PDP)HealthSpring · S5617-113-0 · Part D $126.50 – $615 ★★½ 2.5Part D rating
Blue Cross MedicareRx Value (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-010-0 · Part D $167.30 – $615 ★★ 2.0Part D rating

Questions and answers

How many Medicare Advantage plans are available in Love, OK for 2026?

26 Medicare Advantage and Special Needs plans are offered in Love, OK for 2026, plus 11 stand-alone Part D prescription drug plans available statewide.

Are there $0 premium Medicare Advantage plans in Love, OK?

Yes – 9 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).

Which plans in Love, OK have the highest star ratings?

Humana USAA Honor Giveback (PPO) (4.5 stars); HumanaChoice H7617-007 (PPO) (4.5 stars).