2026 Medicare Advantage plans in Choctaw, OK
12 plans open to everyone with Medicare, 8 Special Needs Plans and 11 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO)Humana · H7617-012-0 · PPO | $0 | $4,700 | no drug coverage | ★★★★½ 4.5 |
| HumanaChoice H7617-007 (PPO)Humana · H7617-007-0 · PPO | $47 | $9,250 | $615 | ★★★★½ 4.5 |
| AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS)UnitedHealthcare · H5253-205-0 · HMO-POS | $0 | $6,700 | no drug coverage | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC OK-0004 (HMO-POS)UnitedHealthcare · H5253-174-0 · HMO-POS | $0 | $5,900 | $440 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC OK-0002 (HMO-POS)UnitedHealthcare · H5253-172-0 · HMO-POS | $36 | $4,200 | $355 | ★★★★ 4.0 |
| AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO)UnitedHealthcare · H8768-028-0 · PPO | $0 | $5,200 | no drug coverage | ★★★½ 3.5 |
| Humana Gold Choice H8145-126 (PFFS)Humana · H8145-126-0 · PFFS | $0 | $6,700 | no drug coverage | ★★★½ 3.5 |
| Humana USAA Honor Giveback (PPO)Humana · H5216-278-1 · PPO | $0 | $4,700 | no drug coverage | ★★★½ 3.5 |
| HumanaChoice H5216-337 (PPO)Humana · H5216-337-1 · PPO | $0 | $5,700 | $420 | ★★★½ 3.5 |
| AARP Medicare Advantage from UHC OK-0006 (PPO)UnitedHealthcare · H8768-009-0 · PPO | $0 | $6,700 | $600 | ★★★½ 3.5 |
| HumanaChoice H5216-316 (PPO)Humana · H5216-316-1 · PPO | $37 | $4,400 | $420 | ★★★½ 3.5 |
| Humana Gold Choice H8145-006 (PFFS)Humana · H8145-006-0 · PFFS | $37 | $6,800 | $615 | ★★★½ 3.5 |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-076 (PPO D-SNP)Humana · H7617-076-0 · PPO D-SNP | $28.20 | $9,250 | $615 | ★★★★½ 4.5 |
| UHC Dual Complete OK-S001 (PPO D-SNP)UnitedHealthcare · H2001-056-0 · PPO D-SNP | $28.20 | $9,250 | $615 | ★★★★½ 4.5 |
| UHC Dual Complete OK-V001 (HMO-POS D-SNP)UnitedHealthcare · H5322-033-0 · HMO-POS D-SNP | $3.70 | $5,900 | $615 | ★★★★ 4.0 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP)UnitedHealthcare · H5322-031-0 · HMO-POS D-SNP | $16.80 | $9,250 | $615 | ★★★★ 4.0 |
| HumanaChoice SNP-DE H5216-331 (PPO D-SNP)Humana · H5216-331-0 · PPO D-SNP | $13.90 | $9,250 | $615 | ★★★½ 3.5 |
| HumanaChoice SNP-DE H5216-469 (PPO D-SNP)Humana · H5216-469-0 · PPO D-SNP | $28.20 | $9,250 | $615 | ★★★½ 3.5 |
| HumanaChoice SNP-DE H5216-228 (PPO D-SNP)Humana · H5216-228-0 · PPO D-SNP | $28.20 | $9,250 | $615 | ★★★½ 3.5 |
| American Health Advantage of Oklahoma (HMO I-SNP)American Health Advantage of Oklahoma · H3708-001-0 · HMO I-SNP | $28.20 | $9,250 | $615 | ★★★★ 4.0Part D rating |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Blue Cross MedicareRx Basic (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-015-0 · Part D | $0 | – | $615 | ★★ 2.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-144-0 · Part D | $0 | – | $615 | ★★★ 3.0Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-156-0 · Part D | $5.60 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-014-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-202-0 · Part D | $33.70 | – | $601 | ★★★ 3.0Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-373-0 · Part D | $65.40 | – | $615 | ★★½ 2.5Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-368-0 · Part D | $82.40 | – | $615 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-169-0 · Part D | $108.60 | – | $0 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-404-0 · Part D | $121 | – | $130 | ★★ 2.0Part D rating |
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-113-0 · Part D | $126.50 | – | $615 | ★★½ 2.5Part D rating |
| Blue Cross MedicareRx Value (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-010-0 · Part D | $167.30 | – | $615 | ★★ 2.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Choctaw, OK for 2026?
20 Medicare Advantage and Special Needs plans are offered in Choctaw, OK for 2026, plus 11 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Choctaw, OK?
Yes – 3 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Choctaw, OK have the highest star ratings?
Humana USAA Honor Giveback (PPO) (4.5 stars); HumanaChoice H7617-007 (PPO) (4.5 stars).