2026 Medicare Advantage plans in Tompkins, NY
19 plans open to everyone with Medicare, 4 Special Needs Plans and 10 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · H5521-323-0 · PPO | $0 | $9,250 | no drug coverage | ★★★★½ 4.5 |
| Aetna Medicare Signature (PPO)Aetna Medicare · H5521-077-0 · PPO | $0 | $9,250 | $615 | ★★★★½ 4.5 |
| Aetna Medicare Premier (PPO)Aetna Medicare · H5521-340-0 · PPO | $50 | $8,900 | $615 | ★★★★½ 4.5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS)MVP HEALTH CARE · H3305-020-0 · HMO-POS | $0 | $7,200 | no drug coverage | ★★★★ 4.0 |
| MVP Medicare Secure Plus with Part D (HMO-POS)MVP HEALTH CARE · H3305-022-0 · HMO-POS | $116 | $6,000 | $400 | ★★★★ 4.0 |
| Wellcare Advantage Enhanced (PFFS)Wellcare · H2816-037-0 · PFFS | $0 | $4,300 | no drug coverage | ★★★½ 3.5 |
| Wellcare Advantage Simple (PFFS)Wellcare · H2816-038-0 · PFFS | $0 | $6,700 | no drug coverage | ★★★½ 3.5 |
| Medicare BlueSalute (PPO)Excellus Health Plan, Inc · H3335-043-0 · PPO | $0 | $4,500 | no drug coverage | ★★★½ 3.5 |
| Medicare BlueVital (PPO)Excellus Health Plan, Inc · H3335-061-0 · PPO | $0 | $9,250 | $615 | ★★★½ 3.5 |
| MVP Medicare Complete Wellness with Part D (PPO)MVP HEALTH CARE · H9615-024-0 · PPO | $15 | $9,250 | $615 | ★★★½ 3.5 |
| Medicare BlueBalanced (PPO)Excellus Health Plan, Inc · H3335-062-0 · PPO | $55 | $8,000 | $615 | ★★★½ 3.5 |
| Medicare BlueEnhanced (PPO)Excellus Health Plan, Inc · H3335-015-0 · PPO | $101.30 | $7,500 | $275 | ★★★½ 3.5 |
| Wellcare Patriot Simple (HMO-POS)Wellcare · H4868-003-0 · HMO-POS | $0 | $6,700 | no drug coverage | ★★★ 3.0 |
| Wellcare Simple Open (PPO)Wellcare · H2775-106-0 · PPO | $0 | $9,250 | $615 | ★★★ 3.0 |
| Wellcare Simple (HMO-POS)Wellcare · H4868-019-0 · HMO-POS | $0 | $9,250 | $615 | ★★★ 3.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · H3312-048-0 · HMO | $0 | $9,250 | $615 | ★★★ 3.0 |
| Wellcare Giveback Open (PPO)Wellcare · H2775-111-0 · PPO | $0 | $9,250 | $615 | ★★★ 3.0 |
| Wellcare Assist (HMO-POS)Wellcare · H4868-016-0 · HMO-POS | $51.40 | $9,250 | $590 | ★★★ 3.0 |
| Wellcare Assist Open (PPO)Wellcare · H2775-113-0 · PPO | $58.80 | $9,250 | $530 | ★★★ 3.0 |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Aetna Medicare Longevity (PPO I-SNP)Aetna Medicare · H5521-461-0 · PPO I-SNP | $58.80 | $9,250 | $615 | ★★★★½ 4.5 |
| Aetna Medicare Partial Dual (HMO D-SNP)Aetna Medicare · H3312-089-0 · HMO D-SNP | $5.90 | $9,250 | $615 | ★★★ 3.0 |
| Aetna Medicare Full Dual (HMO D-SNP)Aetna Medicare · H3312-070-0 · HMO D-SNP | $23.10 | $9,250 | $615 | ★★★ 3.0 |
| Wellcare Dual Access Open (PPO D-SNP)Wellcare · H2775-112-0 · PPO D-SNP | $58.80 | $9,250 | $510 | ★★★ 3.0 |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-013-0 · Part D | $35.70 | – | $615 | ★★½ 2.5Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-138-0 · Part D | $42.40 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-077-0 · Part D | $45.70 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-353-0 · Part D | $91.60 | – | $615 | ★★½ 2.5Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-379-0 · Part D | $105.80 | – | $615 | ★★ 2.0Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-006-0 · Part D | $116 | – | $615 | ★★★ 3.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-216-0 · Part D | $140.90 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-218-0 · Part D | $158.90 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-382-0 · Part D | $163.70 | – | $130 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-217-0 · Part D | $173.60 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Tompkins, NY for 2026?
23 Medicare Advantage and Special Needs plans are offered in Tompkins, NY for 2026, plus 10 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Tompkins, NY?
Yes – 6 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Tompkins, NY have the highest star ratings?
Aetna Medicare Eagle Giveback (PPO) (4.5 stars); Aetna Medicare Signature (PPO) (4.5 stars); Aetna Medicare Premier (PPO) (4.5 stars).