2026 Medicare Advantage plans in Garrett, MD
8 plans open to everyone with Medicare, 7 Special Needs Plans and 10 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice H7617-044 (PPO)Humana · H7617-044-0 · PPO | $9.30 | $7,550 | $615 | ★★★★½ 4.5 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage · H7379-003-0 · PPO | $0 | $5,900 | no drug coverage | ★★★★ 4.0 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO)CareFirst BlueCross BlueShield Medicare Advantage · H7379-001-0 · PPO | $0 | $8,300 | $0 | ★★★★ 4.0 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO)CareFirst BlueCross BlueShield Medicare Advantage · H7379-002-0 · PPO | $42 | $7,300 | $0 | ★★★★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · H5216-379-0 · PPO | $0 | $6,750 | no drug coverage | ★★★½ 3.5 |
| Humana USAA Honor Giveback (PPO)Humana · H5216-386-1 · PPO | $0 | $6,750 | no drug coverage | ★★★½ 3.5 |
| HumanaChoice H5216-376 (PPO)Humana · H5216-376-0 · PPO | $9.40 | $7,550 | $615 | ★★★½ 3.5 |
| HumanaChoice H5216-387 (PPO)Humana · H5216-387-1 · PPO | $54 | $7,550 | $500 | ★★★½ 3.5 |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP)Humana · H5216-459-0 · PPO D-SNP | $0 | $9,250 | $615 | ★★★½ 3.5 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)CareFirst BlueCross BlueShield Advantage DualPrime · H8854-002-0 · HMO D-SNP | $0 | $8,850 | $615 | ★★★½ 3.5 |
| UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcare · H7464-008-1 · HMO D-SNP | $3.60 | $9,250 | $615 | ★★★½ 3.5 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP)Humana · H5216-377-0 · PPO D-SNP | $28.40 | $9,250 | $615 | ★★★½ 3.5 |
| Provider Partners Maryland Community Plan (HMO I-SNP)Provider Partners Health Plans · H8067-003-0 · HMO I-SNP | $0 | $3,750 | $615 | ★★★★½ 4.5Part D rating |
| Provider Partners Maryland Advantage Plan (HMO I-SNP)Provider Partners Health Plans · H8067-001-0 · HMO I-SNP | $31.20 | $9,250 | $615 | ★★★★½ 4.5Part D rating |
| Provider Partners Maryland Essential Plan (HMO I-SNP)Provider Partners Health Plans · H8067-004-0 · HMO I-SNP | $31.20 | $9,250 | $615 | ★★★★½ 4.5Part D rating |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Basic Rx Plan (PDP)Humana · S5884-103-0 · Part D | $0 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-184-0 · Part D | $4.30 | – | $601 | ★★★ 3.0Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-140-0 · Part D | $5.60 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-079-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-214-0 · Part D | $32.60 | – | $615 | ★★½ 2.5Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-350-0 · Part D | $37.80 | – | $615 | ★★ 2.0Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-355-0 · Part D | $66.60 | – | $615 | ★★½ 2.5Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-387-0 · Part D | $94.50 | – | $130 | ★★ 2.0Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-010-0 · Part D | $97.40 | – | $615 | ★★★ 3.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-151-0 · Part D | $108.60 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Garrett, MD for 2026?
15 Medicare Advantage and Special Needs plans are offered in Garrett, MD for 2026, plus 10 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Garrett, MD?
Yes – 1 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Garrett, MD have the highest star ratings?
HumanaChoice H7617-044 (PPO) (4.5 stars).