2026 Medicare Advantage plans in Stanislaus, CA
21 plans open to everyone with Medicare, 17 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Basic Stanis (HMO)Kaiser Permanente · H0524-041-0 · HMO | $19 | $4,900 | $0 | ★★★★½ 4.5 |
| Kaiser Permanente Senior Advantage Enhanced Stanis (HMO)Kaiser Permanente · H0524-040-0 · HMO | $85 | $2,500 | $0 | ★★★★½ 4.5 |
| SCAN MyChoice (HMO)SCAN Health Plan · H5425-120-0 · HMO | $0 | $1,299 | $250 | ★★★★ 4.0 |
| SCAN Classic (HMO)SCAN Health Plan · H5425-069-0 · HMO | $0 | $799 | $250 | ★★★★ 4.0 |
| Alignment Health Honor+ Plan (HMO)Alignment Health Plan · H3815-052-0 · HMO | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health My Choice CalCare (HMO)Alignment Health Plan · H3815-050-0 · HMO | $0 | $3,499 | $0 | ★★★★ 4.0 |
| Alignment Health smartHMO (HMO)Alignment Health Plan · H3815-040-0 · HMO | $0 | $3,999 | $615 | ★★★★ 4.0 |
| Alignment Health AllCare Preferred (HMO)Alignment Health Plan · H3815-011-0 · HMO | $0 | $1,999 | $0 | ★★★★ 4.0 |
| Alignment Health Balance (PPO)Alignment Health Plan · H4961-006-0 · PPO | $41 | $2,850 | $0 | ★★★★ 4.0 |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · H5425-125-0 · HMO | $49 | $2,800 | $250 | ★★★★ 4.0 |
| Blue Shield Inspire (HMO)Blue Shield of California · H0504-047-0 · HMO | $58 | $5,300 | $425 | ★★★★ 4.0 |
| Alignment Health My Choice (PPO)Alignment Health Plan · H4961-001-0 · PPO | $77 | $4,200 | $0 | ★★★★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · H5525-079-0 · PPO | $0 | $6,500 | no drug coverage | ★★★½ 3.5 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · H5496-016-0 · HMO | $0 | $2,999 | no drug coverage | ★★★½ 3.5 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · H5496-012-0 · HMO | $0 | $296 | $0 | ★★★½ 3.5 |
| HumanaChoice H5525-080 (PPO)Humana · H5525-080-0 · PPO | $40 | $5,900 | $615 | ★★★½ 3.5 |
| Humana USAA Honor Giveback (HMO)Humana · H5619-121-0 · HMO | $0 | $5,250 | no drug coverage | ★★★ 3.0 |
| Humana Gold Plus H5619-148 (HMO)Humana · H5619-148-0 · HMO | $0 | $2,900 | $615 | ★★★ 3.0 |
| Central Health Classic Care Plan III (HMO)Central Health Medicare Plan · H5649-023-0 · HMO | $0 | $2,999 | $125 | ★★★ 3.0 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · H4161-005-0 · HMO-POS | $0 | $1,200 | $110 | ★★★ 3.0 |
| Alignment Health Freedom (PPO)Alignment Health Plan · H8832-003-0 · PPO | $12 | $8,500 | $615 | Plan Too New To Be Measured |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| SCAN Balance (HMO C-SNP)SCAN Health Plan · H5425-070-0 · HMO C-SNP | $0 | $750 | $250 | ★★★★ 4.0 |
| Kaiser Permanente Dual Complete North P20 (HMO D-SNP)Kaiser Permanente · H8794-020-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes (HMO C-SNP)Alignment Health Plan · H3815-010-0 · HMO C-SNP | $0 | $1,499 | $0 | ★★★★ 4.0 |
| Alignment Health CalPlusDuals (HMO D-SNP)Alignment Health Plan · H3815-030-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Care (HMO C-SNP)Alignment Health Plan · H3815-048-0 · HMO C-SNP | $0 | $1,990 | $0 | ★★★★ 4.0 |
| SCAN Strive (HMO C-SNP)SCAN Health Plan · H5425-098-0 · HMO C-SNP | $0 | $9,250 | $250 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Choice (HMO C-SNP)Alignment Health Plan · H3815-051-0 · HMO C-SNP | $0.70 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Clarity (HMO C-SNP)Alignment Health Plan · H3815-042-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health BreathEasy (HMO C-SNP)Alignment Health Plan · H3815-041-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)Alignment Health Plan · H3815-039-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · H5496-005-0 · HMO C-SNP | $0 | $296 | $0 | ★★★½ 3.5 |
| Wellcare Health Net Dual Align (HMO D-SNP)Wellcare · H3561-008-0 · HMO D-SNP | $12 | $9,250 | $555 | ★★★½ 3.5 |
| Central Health Dual Access Plan (HMO D-SNP)Central Health Medicare Plan · H5649-024-0 · HMO D-SNP | $0 | $9,250 | $550 | ★★★ 3.0 |
| Central Health Embrace Care Plan (HMO C-SNP)Central Health Medicare Plan · H5649-025-3 · HMO C-SNP | $0 | $1,900 | $615 | ★★★ 3.0 |
| Central Health Embrace Choice Plan (HMO C-SNP)Central Health Medicare Plan · H5649-026-3 · HMO C-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Anthem Kidney Care (PPO C-SNP)Anthem Blue Cross Life and Health Insurance Company · H8552-028-0 · PPO C-SNP | $0 | $9,250 | $0 | ★★½ 2.5 |
| Advantage D-SNP (HMO) (HMO D-SNP)Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO) · H5734-001-0 · HMO D-SNP | $2.80 | $9,250 | $615 | Plan Too New To Be Measured |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-158-0 · Part D | $0 | – | $615 | ★★½ 2.5Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-163-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-094-0 · Part D | $6.20 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-382-0 · Part D | $70.60 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-064-0 · Part D | $103.60 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-211-0 · Part D | $104.60 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-376-0 · Part D | $109.40 | – | $615 | ★★ 2.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-114-0 · Part D | $132.20 | – | $615 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-413-0 · Part D | $165.40 | – | $130 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-178-0 · Part D | $172.90 | – | $0 | ★★★ 3.0Part D rating |
| Blue Shield Rx Plus (PDP)Blue Shield of California · S2468-003-0 · Part D | $199.70 | – | $615 | ★★★ 3.0Part D rating |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · S2468-004-0 · Part D | $227.80 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Stanislaus, CA for 2026?
38 Medicare Advantage and Special Needs plans are offered in Stanislaus, CA for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Stanislaus, CA?
Yes – 10 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Stanislaus, CA have the highest star ratings?
Kaiser Permanente Senior Advantage Basic Stanis (HMO) (4.5 stars); Kaiser Permanente Senior Advantage Enhanced Stanis (HMO) (4.5 stars).