2026 Medicare Advantage plans in San Francisco, CA
29 plans open to everyone with Medicare, 22 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Aetna Medicare Eagle (PPO)Aetna Medicare · H5521-369-0 · PPO | $0 | $6,750 | no drug coverage | ★★★★½ 4.5 |
| Aetna Medicare Signature (PPO)Aetna Medicare · H5521-425-0 · PPO | $0 | $6,750 | $615 | ★★★★½ 4.5 |
| Kaiser Permanente Senior Advantage Basic SF (HMO)Kaiser Permanente · H0524-060-0 · HMO | $19 | $6,000 | $0 | ★★★★½ 4.5 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare · H5521-581-0 · PPO | $63 | $5,900 | $615 | ★★★★½ 4.5 |
| Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO)Kaiser Permanente · H0524-032-0 · HMO | $99 | $3,900 | $0 | ★★★★½ 4.5 |
| SCAN Classic (HMO)SCAN Health Plan · H5425-019-0 · HMO | $0 | $1,499 | $250 | ★★★★ 4.0 |
| Alignment Health Honor+ Plan (HMO)Alignment Health Plan · H3815-052-0 · HMO | $0 | $9,250 | $615 | ★★★★ 4.0 |
| SCAN Affirm partnered with Included LGBTQ+ Health (HMO)SCAN Health Plan · H5425-107-0 · HMO | $0 | $1,499 | $250 | ★★★★ 4.0 |
| Alignment Health My Choice CalCare (HMO)Alignment Health Plan · H3815-050-0 · HMO | $0 | $3,499 | $0 | ★★★★ 4.0 |
| SCAN Allied (HMO)SCAN Health Plan · H5425-118-0 · HMO | $0 | $1,999 | $250 | ★★★★ 4.0 |
| SCAN MyChoice (HMO)SCAN Health Plan · H5425-121-0 · HMO | $0 | $1,999 | $250 | ★★★★ 4.0 |
| Alignment Health Platinum + Instacart (HMO-POS)Alignment Health Plan · H3815-016-0 · HMO-POS | $0 | $998 | $0 | ★★★★ 4.0 |
| Alignment Health Harmony (HMO)Alignment Health Plan · H3815-031-0 · HMO | $0 | $3,400 | $0 | ★★★★ 4.0 |
| Alignment Health Sutter Advantage +More (HMO)Alignment Health Plan · H3815-023-0 · HMO | $48 | $4,900 | $0 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC CA-9 (HMO-POS)UnitedHealthcare · H0543-191-0 · HMO-POS | $69 | $4,900 | $440 | ★★★★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · H5525-079-0 · PPO | $0 | $6,500 | no drug coverage | ★★★½ 3.5 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · H5496-016-0 · HMO | $0 | $2,999 | no drug coverage | ★★★½ 3.5 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · H5496-012-0 · HMO | $0 | $296 | $0 | ★★★½ 3.5 |
| Wellcare Low Premium (HMO)Wellcare · H0562-097-0 · HMO | $33 | $9,250 | $615 | ★★★½ 3.5 |
| HumanaChoice H5525-087 (PPO)Humana · H5525-087-0 · PPO | $67 | $6,750 | $615 | ★★★½ 3.5 |
| Central Health Valor Care Plan (HMO)Central Health Medicare Plan · H5649-030-0 · HMO | $0 | $4,400 | no drug coverage | ★★★ 3.0 |
| Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · H0523-070-0 · HMO-POS | $0 | $3,600 | $300 | ★★★ 3.0 |
| CCHP Senior Value Program (HMO)CCHP (Chinese Community Health Plan) · H0571-007-0 · HMO | $0 | $3,500 | $0 | ★★★ 3.0 |
| Central Health Classic Care Plan IV (HMO)Central Health Medicare Plan · H5649-018-0 · HMO | $0 | $2,499 | $100 | ★★★ 3.0 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · H4161-004-0 · HMO-POS | $0 | $2,500 | $0 | ★★★ 3.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · H4982-007-0 · HMO | $0 | $3,900 | $615 | ★★★ 3.0 |
| Anthem Select (HMO-POS)Anthem Blue Cross · H0544-069-0 · HMO-POS | $0 | $7,550 | $160 | ★★★ 3.0 |
| CCHP Senior Program (HMO)CCHP (Chinese Community Health Plan) · H0571-001-0 · HMO | $21 | $3,000 | $0 | ★★★ 3.0 |
| Advantage Care (HMO)Align Senior Care · H3274-005-0 · HMO | $0 | $1,900 | $0 | Not Enough Data Available |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Dual Complete North P19 (HMO D-SNP)Kaiser Permanente · H8794-019-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| SCAN Balance (HMO C-SNP)SCAN Health Plan · H5425-106-0 · HMO C-SNP | $0 | $1,499 | $250 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Care (HMO C-SNP)Alignment Health Plan · H3815-048-0 · HMO C-SNP | $0 | $1,990 | $0 | ★★★★ 4.0 |
| Alignment Health CalPlusDuals (HMO D-SNP)Alignment Health Plan · H3815-030-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes (HMO C-SNP)Alignment Health Plan · H3815-010-0 · HMO C-SNP | $0 | $1,499 | $0 | ★★★★ 4.0 |
| SCAN Strive (HMO C-SNP)SCAN Health Plan · H5425-098-0 · HMO C-SNP | $0 | $9,250 | $250 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Choice (HMO C-SNP)Alignment Health Plan · H3815-051-0 · HMO C-SNP | $0.70 | $9,250 | $615 | ★★★★ 4.0 |
| UHC Complete Care Support CA-8AP (HMO-POS C-SNP)UnitedHealthcare · H0543-249-0 · HMO-POS C-SNP | $8.90 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Clarity (HMO C-SNP)Alignment Health Plan · H3815-042-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health BreathEasy (HMO C-SNP)Alignment Health Plan · H3815-041-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)Alignment Health Plan · H3815-039-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · H5496-005-0 · HMO C-SNP | $0 | $296 | $0 | ★★★½ 3.5 |
| Wellcare Specialty Simple Focus (HMO C-SNP)Wellcare · H0562-138-0 · HMO C-SNP | $0 | $9,250 | $615 | ★★★½ 3.5 |
| Wellcare Dual Liberty (HMO D-SNP)Wellcare · H3561-009-0 · HMO D-SNP | $12 | $9,250 | $425 | ★★★½ 3.5 |
| CCHP Senior Select Program (HMO D-SNP)CCHP (Chinese Community Health Plan) · H0571-005-0 · HMO D-SNP | $0 | $3,400 | $615 | ★★★ 3.0 |
| Central Health Dual Access Plan (HMO D-SNP)Central Health Medicare Plan · H5649-024-0 · HMO D-SNP | $0 | $9,250 | $550 | ★★★ 3.0 |
| Central Health Embrace Care Plan (HMO C-SNP)Central Health Medicare Plan · H5649-025-4 · HMO C-SNP | $0 | $1,800 | $615 | ★★★ 3.0 |
| Central Health Embrace Choice Plan (HMO C-SNP)Central Health Medicare Plan · H5649-026-4 · HMO C-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP)Anthem Blue Cross · H4471-010-2 · HMO D-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Premier Care (HMO I-SNP)Align Senior Care · H3274-002-0 · HMO I-SNP | $0 | $1,900 | $0 | Not Enough Data Available |
| Senior Care (HMO I-SNP)Align Senior Care · H3274-001-0 · HMO I-SNP | $12 | $9,250 | $615 | Not Enough Data Available |
| SFHP Care Plus (HMO D-SNP)San Francisco Health Plan · H8051-001-0 · HMO D-SNP | $12 | $9,250 | $615 | Plan Too New To Be Measured |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-158-0 · Part D | $0 | – | $615 | ★★½ 2.5Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-163-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-094-0 · Part D | $6.20 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-382-0 · Part D | $70.60 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-064-0 · Part D | $103.60 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-211-0 · Part D | $104.60 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-376-0 · Part D | $109.40 | – | $615 | ★★ 2.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-114-0 · Part D | $132.20 | – | $615 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-413-0 · Part D | $165.40 | – | $130 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-178-0 · Part D | $172.90 | – | $0 | ★★★ 3.0Part D rating |
| Blue Shield Rx Plus (PDP)Blue Shield of California · S2468-003-0 · Part D | $199.70 | – | $615 | ★★★ 3.0Part D rating |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · S2468-004-0 · Part D | $227.80 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in San Francisco, CA for 2026?
51 Medicare Advantage and Special Needs plans are offered in San Francisco, CA for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in San Francisco, CA?
Yes – 17 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in San Francisco, CA have the highest star ratings?
Aetna Medicare Eagle (PPO) (4.5 stars); Aetna Medicare Signature (PPO) (4.5 stars); Kaiser Permanente Senior Advantage Basic SF (HMO) (4.5 stars); Aetna Medicare Enhanced (PPO) (4.5 stars).