2026 Medicare Advantage plans in Placer, CA
14 plans open to everyone with Medicare, 15 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO)Kaiser Permanente · H0524-051-0 · HMO | $24 | $6,000 | $0 | ★★★★½ 4.5 |
| Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO)Kaiser Permanente · H0524-013-0 · HMO | $95 | $3,900 | $0 | ★★★★½ 4.5 |
| Alignment Health Honor+ Plan (HMO)Alignment Health Plan · H3815-052-0 · HMO | $0 | $9,250 | $615 | ★★★★ 4.0 |
| SCAN MyChoice (HMO)SCAN Health Plan · H5425-130-0 · HMO | $0 | $2,500 | $250 | ★★★★ 4.0 |
| SCAN Classic (HMO)SCAN Health Plan · H5425-128-0 · HMO | $0 | $2,000 | $250 | ★★★★ 4.0 |
| Alignment Health My Choice CalCare (HMO)Alignment Health Plan · H3815-050-0 · HMO | $0 | $3,499 | $0 | ★★★★ 4.0 |
| Alignment Health smartHMO (HMO)Alignment Health Plan · H3815-038-0 · HMO | $0 | $3,499 | $615 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC CA-023P (HMO-POS)UnitedHealthcare · H0543-222-0 · HMO-POS | $0 | $3,900 | $440 | ★★★★ 4.0 |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · H5425-126-0 · HMO | $18 | $2,500 | $250 | ★★★★ 4.0 |
| Alignment Health Sutter Advantage +More (HMO)Alignment Health Plan · H3815-019-0 · HMO | $19 | $4,900 | $0 | ★★★★ 4.0 |
| Alignment Health My Choice (PPO)Alignment Health Plan · H4961-001-0 · PPO | $77 | $4,200 | $0 | ★★★★ 4.0 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · H5496-016-0 · HMO | $0 | $2,999 | no drug coverage | ★★★½ 3.5 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · H5496-012-0 · HMO | $0 | $296 | $0 | ★★★½ 3.5 |
| Central Health Classic Care Plan III (HMO)Central Health Medicare Plan · H5649-023-0 · HMO | $0 | $2,999 | $125 | ★★★ 3.0 |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Dual Complete North P24 (HMO D-SNP)Kaiser Permanente · H8794-024-0 · HMO D-SNP | $0 | $9,250 | $0 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Care (HMO C-SNP)Alignment Health Plan · H3815-048-0 · HMO C-SNP | $0 | $1,990 | $0 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes (HMO C-SNP)Alignment Health Plan · H3815-010-0 · HMO C-SNP | $0 | $1,499 | $0 | ★★★★ 4.0 |
| SCAN Strive (HMO C-SNP)SCAN Health Plan · H5425-098-0 · HMO C-SNP | $0 | $9,250 | $250 | ★★★★ 4.0 |
| SCAN Balance (HMO C-SNP)SCAN Health Plan · H5425-129-0 · HMO C-SNP | $0 | $2,000 | $250 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Choice (HMO C-SNP)Alignment Health Plan · H3815-051-0 · HMO C-SNP | $0.70 | $9,250 | $615 | ★★★★ 4.0 |
| UHC Complete Care Support CA-8AP (HMO-POS C-SNP)UnitedHealthcare · H0543-249-0 · HMO-POS C-SNP | $8.90 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Clarity (HMO C-SNP)Alignment Health Plan · H3815-042-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health BreathEasy (HMO C-SNP)Alignment Health Plan · H3815-041-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)Alignment Health Plan · H3815-039-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · H5496-005-0 · HMO C-SNP | $0 | $296 | $0 | ★★★½ 3.5 |
| Wellcare Dual Liberty (HMO D-SNP)Wellcare · H3561-009-0 · HMO D-SNP | $12 | $9,250 | $425 | ★★★½ 3.5 |
| Central Health Dual Access Plan (HMO D-SNP)Central Health Medicare Plan · H5649-024-0 · HMO D-SNP | $0 | $9,250 | $550 | ★★★ 3.0 |
| Central Health Embrace Care Plan (HMO C-SNP)Central Health Medicare Plan · H5649-025-3 · HMO C-SNP | $0 | $1,900 | $615 | ★★★ 3.0 |
| Central Health Embrace Choice Plan (HMO C-SNP)Central Health Medicare Plan · H5649-026-3 · HMO C-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-158-0 · Part D | $0 | – | $615 | ★★½ 2.5Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-163-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-094-0 · Part D | $6.20 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-382-0 · Part D | $70.60 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-064-0 · Part D | $103.60 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-211-0 · Part D | $104.60 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-376-0 · Part D | $109.40 | – | $615 | ★★ 2.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-114-0 · Part D | $132.20 | – | $615 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-413-0 · Part D | $165.40 | – | $130 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-178-0 · Part D | $172.90 | – | $0 | ★★★ 3.0Part D rating |
| Blue Shield Rx Plus (PDP)Blue Shield of California · S2468-003-0 · Part D | $199.70 | – | $615 | ★★★ 3.0Part D rating |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · S2468-004-0 · Part D | $227.80 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Placer, CA for 2026?
29 Medicare Advantage and Special Needs plans are offered in Placer, CA for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Placer, CA?
Yes – 8 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Placer, CA have the highest star ratings?
Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) (4.5 stars); Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO) (4.5 stars).