2026 Medicare Advantage plans in Kern, CA
20 plans open to everyone with Medicare, 19 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Basic Kern (HMO)Kaiser Permanente · H0524-036-0 · HMO | $0 | $2,000 | $0 | ★★★★½ 4.5 |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO)Kaiser Permanente · H0524-035-0 · HMO | $26 | $1,500 | $0 | ★★★★½ 4.5 |
| AARP Medicare Advantage Patriot No Rx CA-MA01 (HMO-POS)UnitedHealthcare · H0543-121-0 · HMO-POS | $0 | $4,900 | no drug coverage | ★★★★ 4.0 |
| Blue Shield 65 Plus (HMO)Blue Shield of California · H0504-038-0 · HMO | $0 | $2,300 | $425 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS)UnitedHealthcare · H0543-019-0 · HMO-POS | $0 | $2,000 | $355 | ★★★★ 4.0 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · H5496-016-0 · HMO | $0 | $2,999 | no drug coverage | ★★★½ 3.5 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · H5496-012-0 · HMO | $0 | $296 | $0 | ★★★½ 3.5 |
| Central Health Valor Care Plan (HMO)Central Health Medicare Plan · H5649-030-0 · HMO | $0 | $4,400 | no drug coverage | ★★★ 3.0 |
| Humana USAA Honor Giveback (HMO)Humana · H5619-121-0 · HMO | $0 | $5,250 | no drug coverage | ★★★ 3.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · H0523-022-0 · HMO | $0 | $2,000 | $615 | ★★★ 3.0 |
| Central Health Classic Care Plan I (HMO)Central Health Medicare Plan · H5649-027-0 · HMO | $0 | $799 | $99 | ★★★ 3.0 |
| Humana Gold Plus Giveback H5619-150 (HMO)Humana · H5619-150-0 · HMO | $0 | $5,000 | $0 | ★★★ 3.0 |
| Humana Gold Plus H5619-148 (HMO)Humana · H5619-148-0 · HMO | $0 | $2,900 | $615 | ★★★ 3.0 |
| Humana Gold Plus H5619-116 (HMO)Humana · H5619-116-0 · HMO | $0 | $2,100 | $615 | ★★★ 3.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · H4982-003-0 · HMO | $0 | $2,000 | $615 | ★★★ 3.0 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · H4161-005-0 · HMO-POS | $0 | $1,200 | $110 | ★★★ 3.0 |
| Aetna Medicare Signature Extra (HMO)Aetna Medicare · H0523-091-0 · HMO | $0 | $2,000 | $615 | ★★★ 3.0 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · H0544-062-0 · HMO-POS | $0 | $2,800 | $0 | ★★★ 3.0 |
| Aetna Medicare Prime Value Plus (HMO-POS)Aetna Medicare · H4982-022-0 · HMO-POS | $11.50 | $599 | $615 | ★★★ 3.0 |
| Champion Ally (HMO)Champion Heath Plan · H6170-007-0 · HMO | $0 | $199 | $0 | Not Enough Data Available |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP)Kaiser Permanente · H8794-007-0 · HMO D-SNP | $0 | $3,400 | $0 | ★★★★ 4.0 |
| UHC Complete Care CA-27P (HMO-POS C-SNP)UnitedHealthcare · H0543-226-0 · HMO-POS C-SNP | $0 | $2,000 | $355 | ★★★★ 4.0 |
| UHC Complete Care Support CA-4AP (HMO C-SNP)UnitedHealthcare · H0543-242-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Wellcare Specialty Simple (HMO C-SNP)Wellcare · H0562-092-0 · HMO C-SNP | $0 | $2,400 | $615 | ★★★½ 3.5 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · H5496-005-0 · HMO C-SNP | $0 | $296 | $0 | ★★★½ 3.5 |
| Wellcare Dual Liberty (HMO D-SNP)Wellcare · H3561-009-0 · HMO D-SNP | $12 | $9,250 | $425 | ★★★½ 3.5 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP)Anthem Blue Cross · H4471-010-2 · HMO D-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP)Humana · H5619-038-0 · HMO D-SNP | $0 | $9,250 | $490 | ★★★ 3.0 |
| Central Health Embrace Choice Plan (HMO C-SNP)Central Health Medicare Plan · H5649-026-1 · HMO C-SNP | $0 | $7,900 | $615 | ★★★ 3.0 |
| Central Health Embrace Care Plan (HMO C-SNP)Central Health Medicare Plan · H5649-025-1 · HMO C-SNP | $0 | $799 | $615 | ★★★ 3.0 |
| Central Health Dual Access Plan (HMO D-SNP)Central Health Medicare Plan · H5649-024-0 · HMO D-SNP | $0 | $9,250 | $550 | ★★★ 3.0 |
| Anthem Kidney Care (PPO C-SNP)Anthem Blue Cross Life and Health Insurance Company · H8552-028-0 · PPO C-SNP | $0 | $9,250 | $0 | ★★½ 2.5 |
| Champion Advantage (HMO-POS C-SNP)Champion Heath Plan · H6170-001-0 · HMO-POS C-SNP | $0 | $499 | $0 | Not Enough Data Available |
| Champion Connect (HMO-POS C-SNP)Champion Heath Plan · H6170-002-0 · HMO-POS C-SNP | $0 | $9,250 | $615 | Not Enough Data Available |
| Champion Care (HMO C-SNP)Champion Heath Plan · H6170-008-0 · HMO C-SNP | $0 | $199 | $0 | Not Enough Data Available |
| Champion Select (HMO-POS C-SNP)Champion Heath Plan · H6170-003-0 · HMO-POS C-SNP | $8.40 | $499 | $615 | Not Enough Data Available |
| Kern Family Health Care Medicare (HMO D-SNP)Kern Family Health Care Medicare (D-SNP) · H4057-001-0 · HMO D-SNP | $12 | $9,250 | $615 | Plan Too New To Be Measured |
| Champion Choice (HMO C-SNP)Champion Heath Plan · H6170-009-0 · HMO C-SNP | $12 | $9,250 | $615 | Not Enough Data Available |
| Champion Plus (HMO C-SNP)Champion Heath Plan · H6170-010-0 · HMO C-SNP | $12 | $9,250 | $615 | Not Enough Data Available |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-158-0 · Part D | $0 | – | $615 | ★★½ 2.5Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-163-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-094-0 · Part D | $6.20 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-382-0 · Part D | $70.60 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-064-0 · Part D | $103.60 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-211-0 · Part D | $104.60 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-376-0 · Part D | $109.40 | – | $615 | ★★ 2.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-114-0 · Part D | $132.20 | – | $615 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-413-0 · Part D | $165.40 | – | $130 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-178-0 · Part D | $172.90 | – | $0 | ★★★ 3.0Part D rating |
| Blue Shield Rx Plus (PDP)Blue Shield of California · S2468-003-0 · Part D | $199.70 | – | $615 | ★★★ 3.0Part D rating |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · S2468-004-0 · Part D | $227.80 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Kern, CA for 2026?
39 Medicare Advantage and Special Needs plans are offered in Kern, CA for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Kern, CA?
Yes – 14 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Kern, CA have the highest star ratings?
Kaiser Permanente Senior Advantage Basic Kern (HMO) (4.5 stars); Kaiser Permanente Senior Advantage Enhanced Kern (HMO) (4.5 stars).