2026 Medicare Advantage plans in Fresno, CA
21 plans open to everyone with Medicare, 24 Special Needs Plans and 12 stand-alone drug plans. Sorted by star rating, then premium.
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Medicare Advantage plans
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Basic Fresno (HMO)Kaiser Permanente · H0524-046-0 · HMO | $24 | $4,900 | $0 | ★★★★½ 4.5 |
| Kaiser Permanente Senior Advantage Enhanced Fresno (HMO)Kaiser Permanente · H0524-038-0 · HMO | $89 | $2,900 | $0 | ★★★★½ 4.5 |
| SCAN MyChoice (HMO)SCAN Health Plan · H5425-119-0 · HMO | $0 | $1,199 | $250 | ★★★★ 4.0 |
| Alignment Health the ONE + Walgreens (HMO)Alignment Health Plan · H3815-035-0 · HMO | $0 | $999 | $0 | ★★★★ 4.0 |
| SCAN Classic (HMO)SCAN Health Plan · H5425-101-0 · HMO | $0 | $699 | $250 | ★★★★ 4.0 |
| Alignment Health Honor+ Plan (HMO)Alignment Health Plan · H3815-052-0 · HMO | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health My Choice CalCare (HMO)Alignment Health Plan · H3815-050-0 · HMO | $0 | $3,499 | $0 | ★★★★ 4.0 |
| Alignment Health CommUnity (HMO)Alignment Health Plan · H3815-046-0 · HMO | $0 | $999 | $0 | ★★★★ 4.0 |
| AARP Medicare Advantage from UHC CA-0005 (HMO-POS)UnitedHealthcare · H0543-035-0 · HMO-POS | $59 | $6,700 | $440 | ★★★★ 4.0 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · H5496-016-0 · HMO | $0 | $2,999 | no drug coverage | ★★★½ 3.5 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · H5496-012-0 · HMO | $0 | $296 | $0 | ★★★½ 3.5 |
| Central Health Valor Care Plan (HMO)Central Health Medicare Plan · H5649-030-0 · HMO | $0 | $4,400 | no drug coverage | ★★★ 3.0 |
| Humana USAA Honor Giveback (HMO)Humana · H5619-121-0 · HMO | $0 | $5,250 | no drug coverage | ★★★ 3.0 |
| Central Health Classic Care Plan II (HMO)Central Health Medicare Plan · H5649-028-0 · HMO | $0 | $2,499 | $110 | ★★★ 3.0 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · H4161-006-0 · HMO-POS | $0 | $2,900 | $0 | ★★★ 3.0 |
| Humana Gold Plus Giveback H5619-150 (HMO)Humana · H5619-150-0 · HMO | $0 | $5,000 | $0 | ★★★ 3.0 |
| Humana Gold Plus H5619-148 (HMO)Humana · H5619-148-0 · HMO | $0 | $2,900 | $615 | ★★★ 3.0 |
| Humana Gold Plus H5619-012 (HMO)Humana · H5619-012-0 · HMO | $0 | $2,200 | $615 | ★★★ 3.0 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · H0544-056-0 · HMO-POS | $0 | $3,000 | $0 | ★★★ 3.0 |
| Champion Ally (HMO)Champion Heath Plan · H6170-007-0 · HMO | $0 | $199 | $0 | Not Enough Data Available |
| Alignment Health Advantage PPO (PPO)Alignment Health Plan · H8832-001-0 · PPO | $45 | $4,201 | $0 | Plan Too New To Be Measured |
Special Needs Plans
Only for people who have both Medicare and Medicaid, live in an institution, or have certain chronic conditions.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Alignment Health Heart & Diabetes Care (HMO C-SNP)Alignment Health Plan · H3815-048-0 · HMO C-SNP | $0 | $1,990 | $0 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes (HMO C-SNP)Alignment Health Plan · H3815-010-0 · HMO C-SNP | $0 | $1,499 | $0 | ★★★★ 4.0 |
| SCAN Balance (HMO C-SNP)SCAN Health Plan · H5425-102-0 · HMO C-SNP | $0 | $699 | $250 | ★★★★ 4.0 |
| Kaiser Permanente Dual Complete North P18 (HMO D-SNP)Kaiser Permanente · H8794-018-0 · HMO D-SNP | $0 | $9,250 | $615 | ★★★★ 4.0 |
| Kaiser Permanente Dual Complete North P2 (HMO D-SNP)Kaiser Permanente · H8794-002-0 · HMO D-SNP | $0 | $9,250 | $0 | ★★★★ 4.0 |
| SCAN Strive (HMO C-SNP)SCAN Health Plan · H5425-098-0 · HMO C-SNP | $0 | $9,250 | $250 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes Choice (HMO C-SNP)Alignment Health Plan · H3815-051-0 · HMO C-SNP | $0.70 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)Alignment Health Plan · H3815-039-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health BreathEasy (HMO C-SNP)Alignment Health Plan · H3815-041-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Alignment Health Clarity (HMO C-SNP)Alignment Health Plan · H3815-042-0 · HMO C-SNP | $12 | $9,250 | $615 | ★★★★ 4.0 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · H5496-005-0 · HMO C-SNP | $0 | $296 | $0 | ★★★½ 3.5 |
| Wellcare CalViva Health Dual Align (HMO D-SNP)Wellcare · H3561-007-0 · HMO D-SNP | $12 | $9,250 | $555 | ★★★½ 3.5 |
| Central Health Dual Access Plan (HMO D-SNP)Central Health Medicare Plan · H5649-024-0 · HMO D-SNP | $0 | $9,250 | $550 | ★★★ 3.0 |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP)Humana · H5619-038-0 · HMO D-SNP | $0 | $9,250 | $490 | ★★★ 3.0 |
| Central Health Embrace Choice Plan (HMO C-SNP)Central Health Medicare Plan · H5649-026-2 · HMO C-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Central Health Embrace Care Plan (HMO C-SNP)Central Health Medicare Plan · H5649-025-2 · HMO C-SNP | $0 | $1,900 | $615 | ★★★ 3.0 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP)Anthem Blue Cross · H4471-010-2 · HMO D-SNP | $0 | $9,250 | $615 | ★★★ 3.0 |
| Anthem Kidney Care (PPO C-SNP)Anthem Blue Cross Life and Health Insurance Company · H8552-028-0 · PPO C-SNP | $0 | $9,250 | $0 | ★★½ 2.5 |
| Champion Connect (HMO-POS C-SNP)Champion Heath Plan · H6170-002-0 · HMO-POS C-SNP | $0 | $9,250 | $615 | Not Enough Data Available |
| Champion Advantage (HMO-POS C-SNP)Champion Heath Plan · H6170-001-0 · HMO-POS C-SNP | $0 | $499 | $0 | Not Enough Data Available |
| Champion Care (HMO C-SNP)Champion Heath Plan · H6170-008-0 · HMO C-SNP | $0 | $199 | $0 | Not Enough Data Available |
| Champion Select (HMO-POS C-SNP)Champion Heath Plan · H6170-003-0 · HMO-POS C-SNP | $8.40 | $499 | $615 | Not Enough Data Available |
| Champion Choice (HMO C-SNP)Champion Heath Plan · H6170-009-0 · HMO C-SNP | $12 | $9,250 | $615 | Not Enough Data Available |
| Champion Plus (HMO C-SNP)Champion Heath Plan · H6170-010-0 · HMO C-SNP | $12 | $9,250 | $615 | Not Enough Data Available |
Prescription drug plans (Part D)
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP)HealthSpring · S5617-158-0 · Part D | $0 | – | $615 | ★★½ 2.5Part D rating |
| Wellcare Value Script (PDP)Wellcare · S4802-163-0 · Part D | $5.70 | – | $615 | ★★★½ 3.5Part D rating |
| Wellcare Classic (PDP)Wellcare · S4802-094-0 · Part D | $6.20 | – | $615 | ★★★½ 3.5Part D rating |
| HealthSpring Extra Rx (PDP)HealthSpring · S5617-382-0 · Part D | $70.60 | – | $615 | ★★½ 2.5Part D rating |
| SilverScript Choice (PDP)Aetna Medicare · S5601-064-0 · Part D | $103.60 | – | $615 | ★★★ 3.0Part D rating |
| Humana Value Rx Plan (PDP)Humana · S5884-211-0 · Part D | $104.60 | – | $601 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-376-0 · Part D | $109.40 | – | $615 | ★★ 2.0Part D rating |
| Humana Basic Rx Plan (PDP)Humana · S5884-114-0 · Part D | $132.20 | – | $615 | ★★★ 3.0Part D rating |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-413-0 · Part D | $165.40 | – | $130 | ★★ 2.0Part D rating |
| Humana Premier Rx Plan (PDP)Humana · S5884-178-0 · Part D | $172.90 | – | $0 | ★★★ 3.0Part D rating |
| Blue Shield Rx Plus (PDP)Blue Shield of California · S2468-003-0 · Part D | $199.70 | – | $615 | ★★★ 3.0Part D rating |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · S2468-004-0 · Part D | $227.80 | – | $0 | ★★★ 3.0Part D rating |
Questions and answers
How many Medicare Advantage plans are available in Fresno, CA for 2026?
45 Medicare Advantage and Special Needs plans are offered in Fresno, CA for 2026, plus 12 stand-alone Part D prescription drug plans available statewide.
Are there $0 premium Medicare Advantage plans in Fresno, CA?
Yes – 14 plans open to everyone with Medicare charge no monthly plan premium (you still pay the Part B premium).
Which plans in Fresno, CA have the highest star ratings?
Kaiser Permanente Senior Advantage Basic Fresno (HMO) (4.5 stars); Kaiser Permanente Senior Advantage Enhanced Fresno (HMO) (4.5 stars).