Sharp Direct Advantage Platinum (HMO)
Medicare Advantage HMO with drug coverage · Sharp Health Plan
Plan IDH5386-004-0
$62monthly premium, 2026
$2,900in-network out-of-pocket max
$350drug deductible
3.5overall star rating
Costs
- Part C premium
- $0
- Part D premium
- $62 (basic $40, supplemental $22)
- Total monthly premium
- $62
- Out-of-pocket maximum
- $2,900.00
- Drug deductible
- $350
- Extra Help premium subsidy
- $12
Plan details
- Plan type
- HMO
- Drug coverage
- Yes (enhanced alternative)
- Organization
- Sharp Healthcare · SHARP HEALTH PLAN
- Health plan rating
- ★★★½ 3.5
- Drug plan rating
- ★★★½ 3.5
- Region
- California
Where this plan is available
California: San Diego
Other plans under contract H5386
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Sharp Direct Advantage Gold (HMO)Sharp Health Plan · H5386-003-0 · HMO | $0 | $2,900 | $350 | ★★★½ 3.5 |
| Sharp Direct Advantage VIP (HMO)Sharp Health Plan · H5386-005-0 · HMO | $0 | $2,900 | $350 | ★★★½ 3.5 |
| Sharp Direct Advantage VIP Plus (HMO)Sharp Health Plan · H5386-006-0 · HMO | $0 | $2,900 | $350 | ★★★½ 3.5 |
Questions and answers
What is the monthly premium for Sharp Direct Advantage Platinum (HMO)?
For 2026 the plan premium is $62 a month in addition to the Medicare Part B premium.
What is the maximum out-of-pocket for Sharp Direct Advantage Platinum (HMO)?
The in-network maximum out-of-pocket limit is $2,900.00.
What is the drug deductible?
The annual Part D deductible is $350.
What is the star rating of Sharp Direct Advantage Platinum (HMO)?
CMS gave the plan an overall rating of 3.5 out of 5 stars.
Plan Atlas is an independent website. It is not connected with or endorsed by the U.S. government or the federal Medicare program, and it does not sell insurance.